Register of debt adjustments

The Legal Register Centre (LRC) serves as the controller of the register of debt adjustments. The register contains the information of private individuals and small entrepreneurs in debt adjustment.

What is the purpose of the register?

The register of debt adjustments is intended for public use. It is intended to ensure that courts, authorities, creditors and all third parties have access to up-to-date information on the debt adjustment matters of private individuals.

Information is also stored in the register for establishing the conditions for debt adjustment. The information is also used for research and the compilation of statistics.

Who can order an extract from the register?

Anyone can order extracts and certificates from the register.

An extract includes the individual's currently valid debt adjustments. A certificate states that the individual is not in debt adjustment.

If there are entries in the register, the extract can be issued in Finnish or Swedish. If there are no entries, the certificate will be issued in three languages: Finnish, Swedish and English.

Order the extract electronically or with the application form

Order the extract conveniently through LRC's electronic service . Using the electronic service requires strong authentication. The extract or certificate is free of charge.

If you are unable to use the electronic service, use LRC's application form (PDF). Complete the application carefully and send it to us by one of the following methods:

You can also order the extract by calling our customer service, tel. +358 29 56 65693.

You can also send a free-form written application to the LRC. Such applications must contain all of the information requested on LRC's above-mentioned application form.

Delivery of the extract

You can get an electronic extract quickly from the electronic service. You can choose delivery to Messages or by post. If you order the extract by another method, it will normally be delivered by email.

Further information

Published 17.4.2024